When you or a person you care about needs addiction treatment, you may worry about how to pay for addiction counseling, rehab or ongoing recovery support. Drug and alcohol addiction treatment programs vary in price and treatment methods, so it can seem overwhelming to consider all of your options and how to pay for those options.
In the past addiction help has rarely been covered under health insurance. Many people still believe they cannot afford a reputable rehab program, so they never look into options or ask further questions. If you are concerned about paying for your or a loved one’s addiction treatment, don’t give up. There may be good news for people in need of addiction rehab services.
New Healthcare Laws and Addiction Treatment
Healthcare reform and healthcare changes have been a hot topic in American politics for several years. Some of the new healthcare laws are confusing, and you may not know what to expect from your insurance coverage.
Starting in 2014 all United States health insurance providers will be required to cover addiction and substance abuse treatment in the same way other medical illnesses are covered. This movement was part of the Affordable Care Act of 2010. Some insurance companies are beginning this new coverage earlier, so your insurance coverage may vary. Some of the treatments that may now be covered include the following:
- Addiction counseling
- Inpatient rehab
- Outpatient rehab
- Detox services
The reason for this change is simple. Doctors and researchers are finally acknowledging that addiction is not a “moral failing.” Addiction is a legitimate, chronic disease with actual brain changes. By looking at addiction as a medical issue health companies stand to save millions of dollars over the long run by supporting treatment programs and rehab care before addictions contribute to long-lasting physical illnesses like liver damage, hepatitis, HIV or other frightening diseases. The medical community is beginning to look at addiction as a true health crisis, and this change may help you and your loved ones get the recovery support you need.
How Much Does Rehab Cost?
Most of us want to know the bottom line and how much we can expect to pay out-of-pocket for rehab or counseling. However the cost of your rehab depends on a number of factors. Rehab facilities range from clinical and basic detox centers to top-of-the-line luxury rehabilitation escapes with organic, chef-prepared meals, massages, acupuncture or other alternative or high-end therapies.
Rehab prices also vary depending on the options and services you need. A serious heroin detox may take longer than detox for Ambien or cocaine. Time spent in detox can differ from time spent in general rehab after detox.
Some people choose add-on services such as sober escorts, family interventionists or family counseling. These services may be covered under insurance. If these options are not covered, they should not be ignored. Some rehab companies work with interventionists on a regular basis and are able to offer special discount rates.
Find Addiction Treatment That Meets Your Needs and Matches Your Insurance Coverage
Addiction is overwhelming enough without the additional complications of sorting through rehab choices and trying to communicate with your insurance company. Addiction requires prompt and effective care, and confusion over coverage is a hassle you don’t have time for. We are a fully licensed addiction helpline that is staffed around the clock by knowledgeable admissions coordinators. We work with most major insurance providers to negotiate the best deals and the best options for you and your family.
We offer a unique service by networking with most addiction rehab providers in the continental United States to bring you the best options. We study different programs, regularly work with insurance companies and bring our callers options and real answers for recovery.
Please make the confidential and free call now to find out how we can help you. All of our services are free to you and your loved ones. Let us use our experience to help you find the best care available.